Grants to repair or rehab your home

Many families around the United States are struggling to stay afloat in the midst of the recession. Even families that have two incomes coming in find they have little if anything left after paying the bills. When something breaks, it becomes difficult to scrape together extra funds for repairs. What usually ends up happening in a situation like this? Repairs go on credit cards with high interest rates that may take years to pay off. That is, if indeed the family has credit available. What I have seen happen in a lot of low income neighborhoods is the family finds a way to live without the repairs. This is how many homes fall into disrepair and eventually become uninhabitable. Just think about the many dilapidated homes you have seen half falling down; dangerous. How do you think they got that way?
What many families do not know is that there is government grant money available for those repairs. An easy way to find and apply for these grants is by going to the website http://www.GrantGenerator.com and ordering their free software. The Department of Housing and Urban Development (HUD) is allotted a certain amount of funds from the government each year to disperse in the form of a grant to individuals and organizations that need housing assistance. Single Family Home Rehab/Repair is just one of the ways the Grant Money is used. Other government agencies such as FEMA are awarded grant money for the rehab and repair of homes that have been affected by natural disaster-these grant programs are distributed differently.
There are different grant programs available in different areas of the country. The Federal Grant Money is passed through HUD, and then dispersed by their state agencies. That is why http://www.GrantGenerator.com is such a great resource. You can find and apply for all of the different programs that are available, not just those through HUD. You should apply for MULTIPLE grants. That way, if you don’t qualify for one, you still have a chance to meet the requirements for another program.
Homes must be considered single family to qualify, however, the last information I read stated that qualifying properties could be no larger than 4 units. The only stipulation listed was that all of the units had to be connected together, and the property must be zoned for multi-unit. The grant money must be used for rehab or repairs of items that are not considered a “luxury”. Also, something to consider when looking into repair options-Tax credits are given by the government for using “green” or energy efficient products. So look into your options before actually completing the repairs.
If you are looking at purchasing a property that is in need of repair-but don’t have the funds to do the fix-up, I will post some more information that goes into some of the options available. Or you can just go to http://www.GrantGenerator.com and start looking for grants immediately.
For additional resources go to http://www.hud.gov to see what other non-grant related programs are available for home owners.

Thinking about adoption? Get a government grant to help pay adoption fees

Adoption Grants
Lately, I have been thinking in general about adoption and more specifically how people afford adoption. Through my research I have learned that there are Adoption Grants that can act as a huge aid in helping mother’s dreams come true to be able to have a child! I think it is such an amazing program both for the parents and for the children. It is almost like a miracle aligning children to parents that need them and parents to children that need them! It would be so hard as a parent to find out that you cannot have children on your own. Imagine how much harder it would be if when a couple discovered they couldn’t physically have a baby that they would not be able to have a baby at all! What if there was no such thing as adoption?
Here is a more relevant question that might even be harder. Imagine if a couple was not able to get pregnant on their own, and then they were not able to adopt just because of their financial status! How unfair is that!!! There is so much more to being great parents then having money. In fact, as long as you can provide for your child, why should money be an issue? There are so many kids out there that need good parents, so many parents that want to feel the joy of having a child, and so many young girls out there that are pregnant that just are not ready to be mothers!!! So, we know there is a definite need for adoption. Why should something like finances hold you back?
Well, the good news is that the government agrees!!! Go to http://www.GrantGenerator.com to search for the grant you need. Millions of people apply for free government grants. I mean, people apply for all kinds of grants: government grants for businesses, government grants for college, government grants for homes, government grants for single mothers, government grants for small business, government grants for women. . . . of course they HAVE to have adoption grants.
Luckily, they do!!! So, I wanted to write this in hopes that every mother out there that is hoping for a baby that can’t seem to afford adoption will be able to know that there is a solution. The government gives out several adoption grants every year and helps enrich the lives of both the child and the parents! If you know of anyone who is discouraged or heartbroken about not being able to get pregnant, but not being able to afford adoption, tell them they have their answer: Adoption Grants!!!
So, the next question would be, How do I go about applying for a government grant, or more specifically applying for an adoption grant to get free government money. While I was doing my research, I came across a website that will be a great tool if you are considering applying for a government grant, specifically an Adoption Grant to get free government money. You can find out a lot more information on how, by going to this website, http://www.grantgenerator.com. Best of luck to all the mothers out there waiting to be mothers!