Archive for January, 2009

Thinking about adoption? Get a government grant to help pay adoption fees

Adoption Grants
Lately, I have been thinking in general about adoption and more specifically how people afford adoption. Through my research I have learned that there are Adoption Grants that can act as a huge aid in helping mother’s dreams come true to be able to have a child! I think it is such an amazing program both for the parents and for the children. It is almost like a miracle aligning children to parents that need them and parents to children that need them! It would be so hard as a parent to find out that you cannot have children on your own. Imagine how much harder it would be if when a couple discovered they couldn’t physically have a baby that they would not be able to have a baby at all! What if there was no such thing as adoption?
Here is a more relevant question that might even be harder. Imagine if a couple was not able to get pregnant on their own, and then they were not able to adopt just because of their financial status! How unfair is that!!! There is so much more to being great parents then having money. In fact, as long as you can provide for your child, why should money be an issue? There are so many kids out there that need good parents, so many parents that want to feel the joy of having a child, and so many young girls out there that are pregnant that just are not ready to be mothers!!! So, we know there is a definite need for adoption. Why should something like finances hold you back?
Well, the good news is that the government agrees!!! Go to http://www.GrantGenerator.com to search for the grant you need. Millions of people apply for free government grants. I mean, people apply for all kinds of grants: government grants for businesses, government grants for college, government grants for homes, government grants for single mothers, government grants for small business, government grants for women. . . . of course they HAVE to have adoption grants.
Luckily, they do!!! So, I wanted to write this in hopes that every mother out there that is hoping for a baby that can’t seem to afford adoption will be able to know that there is a solution. The government gives out several adoption grants every year and helps enrich the lives of both the child and the parents! If you know of anyone who is discouraged or heartbroken about not being able to get pregnant, but not being able to afford adoption, tell them they have their answer: Adoption Grants!!!
So, the next question would be, How do I go about applying for a government grant, or more specifically applying for an adoption grant to get free government money. While I was doing my research, I came across a website that will be a great tool if you are considering applying for a government grant, specifically an Adoption Grant to get free government money. You can find out a lot more information on how, by going to this website, http://www.grantgenerator.com. Best of luck to all the mothers out there waiting to be mothers!

Fight Obesity using goverment funding

Government Funding is available to help fight childhood obesity!
The United States is seeing an alarming growth in child obesity. There are many factors that contribute to the problem, but the two main factors always boil down to diet and exercise. Let’s face it; our culture is not one for promoting health. There are advertisements all over the place for bigger portions for less money. “From 1977 to 1997, hamburgers expanded by 23%; a plate of Mexican food got 27% bigger; soft drinks increased by 52%; snacks (potato chips, pretzels, crackers) grew 60%.” Everywhere you go you are asked if you want your meal super sized!
People are finally starting to realize that we have a serious problem. We are teaching our kids to be obese. Not only is it difficult mentally for children to be obese, but it is also dangerous. It places children at a higher risk for cancer, heart disease, and a myriad of other health problems. Many studies are currently being done on childhood obesity and its lifelong effects.
This issue really hits home with me because I have a nephew that is overweight. Not only does he have obesity in his family genetics, but he eats fast food for breakfast every day! He has asthma and difficulty breathing which also contributes to his lack of exercise. And he is told by his doctor that his eating habits and sedentary lifestyle are likely to lead him to have diabetes very soon. It is a downward cycle. Each time I see him, he gets bigger and bigger. What can concerned loved ones do to help? Look for obesity grants, medical grants for treatment, and grant programs that fund obesity prevention.
There are many groups and organizations that are doing their part to focus on promoting physical activity, and preventing obesity to help combat the rapidly expanding problem. These groups have to get funding to continue their battle. Some of the groups include: Major League Baseball Players, Nike, Tony Hawk, etc. Thankfully, there are many grant programs out there that offer funding to help fight obesity. You could even start your own!
There are grants available for programs that promote positive wellness, exercise programs, health care, treatment, and preventative education. If you or someone you love is obese, and you would like to help them, go to http://www.GrantGenerator.com to find out what government grant programs are available to help.

Medical Grants help people with treatment

There are many government grants available to help individuals in need of financial assistance. In the past it wasn’t publicized much that there were grants designed for the everyday person. Outside of the educational and scientific/health realm, not many individuals have been aware that there is money set aside just to help someone in their situation. With the help of the internet, as well as some software manufacturers, more people are learning about government grants that are available to help them. Every year new grant programs are being created.
Some of the grants available include: Educational grants, business grants, debt grants, housing grants, grants for schools, grants for farmers, the list goes on and on.
The grants that really made a difference in the life of someone I know, was the government grants for medical bills.
There is a woman I know in her early fifties who lived in Virginia. She worked hard to support her family and give time and service to her church and her community. She and her husband together made enough money to live comfortably and put a small amount away in savings each month. Some day in the near future they would be able to retire and enjoy more of each other’s company and spend more time with their two grandchildren. Her life was quiet and comfortable, just the way she liked it.
Then one day at a routine doctor visit, that whole feeling of comfort was shattered. Some blood tests came back revealing that she had cancer. Nothing could prepare her for the feelings of fear and insecurity, not only for herself but for her family as well.
After meeting with several professionals it was determined that she would undergo chemo treatments at a special hospital four hours away from her home. Her husband would have to drive her there, and they would have to stay overnight because she would be too ill to travel right after the treatments. She found solace in the fact that she had health insurance through the company she worked for, and began the process of finding out what her portion of the treatments would cost.
To her horror, she found that after paying her one thousand dollar deductable, even with the insurance company paying eighty percent, she was going to have to cover a substantial amount! After calculating the cost of travel to and from the hospital, sleeping accommodations, and the time both she and her husband would be away from work unpaid she saw their little savings was going to be eaten up with all the expenses.
Several months went by and the treatments were working slowly. The financial burden however was growing rapidly. At first, friends and neighbors helped out with food and small donations. The church also gave some financial aid. But little by little the total debt got larger and larger, until it seemed it was insurmountable. Eventually the day came when they were unable to pay their mortgage because the treatments were too much.
Her son was searching online for any means to be able to help his parents find financial assistance. He came across some information about government grants. He began to research in depth the different grants that were available and what the eligibility requirements were. To his surprise, he discovered that there were many grants available to help people like his parents. He found medical grants, to help them pay some of their medical bills, as well as a grant to help them pay their mortgage and other monthly expenses so they did not lose their home. In his research, he found that there are different software programs that make finding and researching grants more fast and effective. He also learned through these software programs how to write grant applications properly.
He began applying for government grants as well as private grants on behalf of his mother. He then taught his mother and father how to write grant applications. Within a short time they were all researching grants and writing proposals. Their efforts paid off when three weeks after applying for a medical grant they received a check in the mail. It wasn’t enough to pay off everything, but it was a start. They were able to get a grant to pay their mortgage, and utility bills, and put food on the table.
Its wonderful to hear all of the great stories of others who are in dire need of financial help get the assistance they need through government grants. There are many stories popping up out there of others who have been blessed by getting a medical grant, or another grant to help them pay their bills. There are many hard working families out there that deserve to get some help. It’s good to see that our tax dollars are going to help people who really need it.

Get the government to pay for your education!

Most kids in at some point plan to go to college when they graduate from high school. Determining whether to go to a university, out of state, or a local community college is usually the main priority they think about. What they don’t always plan for is how they are going to pay for it. Those who are wise start saving for college at an early age. Some kids expect their parents to pay for it. Others plan to get a scholarship to pay for their education based on either a talent they have, or academics. The majority end up taking out student loans, as well as applying for financial aid.
Tuition for college gets higher every year. The cost of student housing is also growing each year. How do students pay for college and have any money left over for food or transportation? The term “starving student” really does seem to apply.
The government has educational grants available to help! You just have to know where to look to find them http://www.GrantGenerator.com ! Each year they come out with new grant programs in a variety of different categories. The nice thing is that unlike a student loan, government grants are not an actual loan, and do not have to be repaid. It doesn’t cost money to apply for a government grant. Even if you have no credit, which most college students do not, it doesn’t matter. Your credit has nothing to do with obtaining an educational grant. There are a few things that could affect your eligibility. If you have ever had a government loan that you have defaulted on, or if you have had a foreclosure in the last couple of years, that could potentially disqualify you from getting a government grant. Information or applications for some of the more common grants can be obtained directly through the school financial aid or administration office, but there are a lot of grants out there that are really unknown.
There are many educational grants that are specific to a particular area of study. Depending on what your major is, there may be a grant that fits your needs perfectly! In order to search through all of the grant programs that are available, you would have to look at each category separately and then read through each individual program to see if it would apply to you.
The best way to find out is to go to this website http://www.GrantGenerator.com and search all the different categories to see what is available for your area of study. You may be able to get a grant to help pay for your studies. There are even educational grants to study abroad. If you have ever wanted to travel, there are some great opportunities to study in foreign countries, and get some of your expenses paid as well.
Be sure when applying that you keep an eye on the date. Many of the programs have a cut-off date for applications. Don’t miss out on getting the government grant you need by waiting too long!

Grant Writing Tips

A few tips on grant writing
Applying for a government grant can be a very daunting process. First, you must locate a grant program that matches up with your needs, then you have to determine if you will be able to qualify for it. There are many government grants that are available for individuals and organizations. To find out what government grants are available go to http://www.GrantGenerator.com here you can get access to search the different categories and see what types of government grants are available. Each grant program has its own requirements that have to be met for you to even qualify for the grant. If you meet the requirements, then you will want to fill out an application, or write a proposal.
Here are a few basic things to remember when writing your grant proposal:
First, start out with a summary of your proposal. Make sure it covers the general goal that you or your organization have in mind-but keep it brief. Make sure that you keep the summary in line with the requirements of the grant program you are applying for. Go over the rules of the grant you are applying for. Don’t ask for something that the government grant program does not provide. Next, you will want to introduce yourself or your organization. Write about who you are, what you do, and any information that will help the grantor understand your background. Then you will want to identify your reason for needing or wanting a grant. This is really the most important part of your proposal. Make sure that you are very descriptive and can capture the grantor’s attention. Make it interesting! Other people/organizations will be applying. What will make your application more interesting? Next describe your goals, and actions. What are your plans once you have the grant-what are you going to use it for? What are the small milestones in between your ultimate long range goal? What will the outcome of the goal be? Describe in detail how you plan to accomplish your objective and what the result will be once you have. What steps have you already taken? What steps will you be able take once you have your funding? How will you define your success? Then you will want to put together a budget for your project. Make sure you have a detailed breakdown of what you need and what it will be used for. Add as many pages as needed to your proposal. Keep in mind, depending on what your end goal is, you may need future funding as well. Plan out your funding needs now, as well as what you may need in the future. Finally, any qualifications you may have. If you are applying for an organization, add your resume, as well as any letters of recommendation or support. Last and most important, BE HONEST and UP FRONT! Don’t say that you will do something that you can’t actually do, or don’t intend to do.
If you have a worthwhile cause, and can show an actual need as well as a plan to reach your goals, you will have a shot at getting your funding. Good luck, and happy grant writing.

Government Grants For Homebuyers

Your home can be your greatest asset. The current housing market can be a huge benefit for first time home buyers. There are many great deals to be had in every state. Not only can you find phenomenal bargains on real estate, but the government is offering first time home buyers a $7500 tax credit. That being said, the main challenge that first timers face, is qualifying for the loan. Many of the mortgage loan programs and credit requirements have changed, and most home buyers must have a substantial down payment in order to get a loan. There is help though. Down payment assistance programs are popping up all over. One of the more popular down payment options comes in the form of a government grant. The great thing about a getting a grant for down payment assistance is that it doesn’t usually have to be paid back. Grants differ from state to state, as well as on your income. Your credit does not affect your chances of getting a government grant, but your income does. The number of dependents that you are responsible for is also taken into account when examining your income bracket, as well as the average income for the area where you are looking to purchase your home. There is government grant money available for all types of income though, so don’t let that stop you from applying. Some of the other requirements are not having been a home owner in the last 3 years, not having a bankruptcy in the last 2 years, and not having a prior foreclosure on your record. It will also be difficult to qualify if you have ever defaulted on a government loan, or have outstanding tax liens, or unpaid child support.
Some government grants for down payment assistance do have to be paid back, but not until the home is sold, and there is no interest or installments that have to be paid. No matter how you look at it, there is no reason not to apply, it doesn’t cost anything and you may qualify even if you have had some of the problems listed above. Government Grants have helped many first time home buyers to get into the home of their dreams. Why not you? Learn how to apply at http://www.federalgrantonline.com