Buy a house CHEAP! And get government money to fix it up!

$13.61 Billion Dollars was allocated to The American Recovery and Reinvestment Act of 2009. You may be asking “what does this mean for me?”
Well, the US Department of Housing and Urban Development is distributing these funds through various grant and loan programs to help stimulate the economy, as well as provide the opportunity for first time home buyers and people with low income to be able to become homeowners.
For people who don’t have a lot of funds, the option of buying a newer home is out of the question. Qualifying for a loan can be difficult if not impossible in the current economy. One of the best programs I have seen so far is the 203(k) program. There are several different lenders that work with this program because the HUD insures the loan. The Section 203(k) Program is the main government funded program that sponsors rehab and repair, along with the HOPE and Community Development Block Grant Programs.
With these programs, a property can be purchased AND rehabbed with one loan. Normally if you want to buy a property that needs fix-up, you would have to get a loan first-to buy the property, then a second (short or long term) loan to get the repairs done. The banks don’t want to loan more than the current market value for a home. With this program you work with a special network of lenders that combine their funding with HUD’s government backing to get you the full amount of what the “future value” of the home will be. So you get one loan, at a low interest rate, and the money up front so you can complete the repair/remodel.
You may be asking “Why would I want to buy a run-down house and fix it up?”
Here’s why: With the current economy, the value of real estate has fallen dramatically. Not only that, but there has been a huge influx of foreclosed properties that are sitting on the market. The longer they sit uninhabited, the more dilapidated they get and the less the bank is willing to accept for them. All of this contributes to a lower market value of the house. There are some great properties that can be purchased for pennies on the dollar. You can buy a house really CHEAP! Then get government money to fix it up!
Also, if you have never purchased a home (or haven’t in the last two years) the government is offering a tax credit of $7500! Something to consider when calculating the cost of the repair or remodel, there are additional grants and tax credits for using “green” or energy efficient and environmentally friendly products.
The market is at an all time low right now, but it won’t stay that way. If you purchase a home for a very low price now and fix it up, down the road you will have a great asset. It’s the perfect scenario especially for those who would have a difficult time getting a loan right now. For information on what grants to apply for, and how to write the proposals go to http://www.GrantGenerator.com and check out their software. Also for more info on the 203(k) program go to http://www.hud.gov
Good Luck!

Grants for Unemployed

Unemployment is officially at an all time high! Reports today from CNN show that the US unemployment rate jumps to 8.1% which is the worst since December 1983! If you are reading this you might be one of the millions of people who are currently jobless. You are probably on the job hunt and not finding much success. To make matters worse not having a job can seriously put a damper on your personal finances. Making ends meet doesn’t seem to work very well when you don’t have a job. So what are your options? Where can you turn for help? We are in the greatest country in the world right? There should be some opportunities somewhere.
Well there is. I’m not going to tell you about some way to start your own business and make a million dollars because let’s be honest, that is highly unlikely. The simple helpful information that I’m about to share is more in line with the old fashioned American spirit of working hard and change. If you recall our new president, Barack Obama, campaigned with the promise of change. Well there are opportunities for change all around and you can get started on your new life with a little jump start from the Federal Government in the form of government grants. There are over 120 unemployment government grants currently available and that’s just the tip of the iceberg.
Want some real change? Now that you are out of a job now would be a perfect time to switch jobs and try something new. Why not let a government grant help you pay for new special job training or additional education. Yes there are many government grants available to help you pay for specialized career training and education. You can go back to school and get your first or second degree which in turn will make you more valuable in the work force and the government grants will help you pay for it. Maybe you are an entrepreneur and have found the perfect ‘get rich quick’ plan and you just need a little bit of money to get going. Well there are grants available for new and small businesses as well. Or maybe you are really in it deep and are in desperate need of the basics such as food and shelter. Yes there are even grants to help you get the basic needs squared away for you and your family such as housing grants, health care grants, and food stamp grants.
So now that I’ve sparked your interest you are probably wondering where to go to find these grants and whether or not you qualify. Well there are many places to go to find these grants as well as many government agencies and private organizations that give out this grant money. One of the best places I’ve found to access all this information is http://www.grantgenerator.com. They offer you a free CD with thousands of grants that you can choose from. They will help you find a grant and apply for it so that you can get the money you need as soon as possible. It usually doesn’t take more than a week to get a check in the mail and most of the time this money never needs to be repaid.
Seriously now is the time to take advantage of these government grants. The US economy isn’t doing so well right now as you may have noticed, and times are tough. Go online now and get the money that you deserve and need to get back on your feet. It’s time for change. Time to succeed!

Small Business Grants for Women

Starting a business can be very intimidating. Coming up with an original business plan is extremely difficult because there is so much competition out there. So many factors go into making a new business venture successful that many people don’t even want to try because it seems overwhelming. Especially in today’s society women often times find it even more intimidating to enter into all the competition amongst so many male driven businesses. There aren’t a lot of women entrepreneurs out there and not a lot of people willing to invest in them either. So let’s say that you are a woman with a great business plan and have decided to take it to the next level, the first thing you’ll need is capital. You will need money to get started, so where do you find this financial kick start?
Most people do not know that there is millions of dollars available for woman entrepreneurs who want to start their own businesses. This money comes in the form of grants from the Federal Government and from other small organizations. A lot of this small business grants for women money often goes unclaimed every year. Women owned businesses are becoming more and more successful and are often more successful than their male counterparts. If you have been thinking about starting a business then now is the time to get started.
Now that you know about these small business government grants for women you might be wondering where you can find them. Well they aren’t too hard to find. The internet will be the first place you’ll want to start checking. You can find many of these grants offered directly through the government or through small private foundations. There are also many websites that offer free CD programs that list thousands of grants that are available. These CD’s help you find a grant that you qualify for and also help you with the application process. One of these grant programs that is extremely useful can be found at http://www.grantgenerator.com. They will walk you through the steps you need so that you can get the money you need to start your own business.
Another great thing about these government grants is that there isn’t a long waiting period. Most people have a check in their mailbox within a week. Oh I almost forgot, the best part about these grants is that most of the time you never have to pay them back! How can you go wrong? With the economy the way it is many people are in search of additional income opportunities so it is a great time to start your own business and even better that you may be able to get the money you need to start from the government.
The US government wants you to succeed. They have millions of dollars in grant money available because they want to help you. When they help you they are also helping to stimulate the economy which in turn will help get our country back on track. Don’t wait any longer to start your own business. Become your own boss, get extra income, and let the government help you!

Grants to repair or rehab your home

Many families around the United States are struggling to stay afloat in the midst of the recession. Even families that have two incomes coming in find they have little if anything left after paying the bills. When something breaks, it becomes difficult to scrape together extra funds for repairs. What usually ends up happening in a situation like this? Repairs go on credit cards with high interest rates that may take years to pay off. That is, if indeed the family has credit available. What I have seen happen in a lot of low income neighborhoods is the family finds a way to live without the repairs. This is how many homes fall into disrepair and eventually become uninhabitable. Just think about the many dilapidated homes you have seen half falling down; dangerous. How do you think they got that way?
What many families do not know is that there is government grant money available for those repairs. An easy way to find and apply for these grants is by going to the website http://www.GrantGenerator.com and ordering their free software. The Department of Housing and Urban Development (HUD) is allotted a certain amount of funds from the government each year to disperse in the form of a grant to individuals and organizations that need housing assistance. Single Family Home Rehab/Repair is just one of the ways the Grant Money is used. Other government agencies such as FEMA are awarded grant money for the rehab and repair of homes that have been affected by natural disaster-these grant programs are distributed differently.
There are different grant programs available in different areas of the country. The Federal Grant Money is passed through HUD, and then dispersed by their state agencies. That is why http://www.GrantGenerator.com is such a great resource. You can find and apply for all of the different programs that are available, not just those through HUD. You should apply for MULTIPLE grants. That way, if you don’t qualify for one, you still have a chance to meet the requirements for another program.
Homes must be considered single family to qualify, however, the last information I read stated that qualifying properties could be no larger than 4 units. The only stipulation listed was that all of the units had to be connected together, and the property must be zoned for multi-unit. The grant money must be used for rehab or repairs of items that are not considered a “luxury”. Also, something to consider when looking into repair options-Tax credits are given by the government for using “green” or energy efficient products. So look into your options before actually completing the repairs.
If you are looking at purchasing a property that is in need of repair-but don’t have the funds to do the fix-up, I will post some more information that goes into some of the options available. Or you can just go to http://www.GrantGenerator.com and start looking for grants immediately.
For additional resources go to http://www.hud.gov to see what other non-grant related programs are available for home owners.

Single Parent Grants

The following information is for single parents who are looking for additional support. Single parents trying to raise their children often run into many obstacles. They do their best to make family life as normal as possible but it often proves to be a difficult task. Because of divorce, teenage pregnancy, and even death of a spouse many people find themselves raising children on their own. Often times after a divorce or death the parent is under added stress making matters even more difficult. Trying to be the sole provider for a child can be financially difficult as well. Single parents still want to give the same amount of love and care for their children but don’t often have the time and energy to provide financially and emotionally for their children.
There are many avenues of support out there for single parents. Probably the number one are of support comes from other family members. Single parents can often rely on their parents or siblings to help care for their children. They may offer financial support, baby-sitting, or other general care to help relief stress from the single parent. In the case of divorce there is often financial support in the form of child support checks every month as well. Even though there are many ways to help often times the single parent still has a hard time making ends meet. Where do they turn for help? What can they do when they seem to have come to a dead end? Well there is an option out there that not many people take advantage of, which comes in the form of government grants. The Federal Government recognizes that raising a child by a single parent comes with many unwanted burdens. So now that you are aware of this option where do you start?
The first thing to do would be to assess what your needs are. Do you need money for day-care, housing, health care, etc? After you have assessed your current needs you will want to go in search of a specific government grant that best fits your needs and that you qualify for. There are many types of government grants designed specifically for areas of single parenting where parents fall short. The best place to search for these grants is online. There are many programs out there that will give you resources to help you find a grant and go through the application process. One of these programs is http://www.grantgenerator.com. They offer a free CD with thousands of grants that you may be eligible for. The best part is that there usually isn’t long waiting periods to receive the money, especially for grants associated with single parenting.
It would be to your benefit to go online and check this out for yourself. Another great thing about these government grants is that most of the time you don’t have to pay back the money! Now is the time to take advantage of these government grants as the US government gives away millions of dollars in grant money every year. Get the money you need as soon as possible so that you can have more time for your children and less stress dealing with finances.

Health Care Grants For Medical Bills

Well everyone knows that health care in the Unites States is horrible. Let me show you some statistics about how bad it is. For general health care the United States is not even ranked in the top 70 countries in the world. This is hard to believe but it is true. Now of course we aren’t all that bad, I mean we are ranked number one in crisis care. So if you have an emergency the US is the best place to be but for general care, preventative care, and disease care there are over 70 countries that would be better suited to watch over you. This is pretty outrageous having such horrible health care while being in one of the most developed countries in the world. And worst yet is that it doesn’t look like there is a solution to this problem anywhere in the near future.
Well all that being said you can’t just pack up and move to a different country to get better health care. So what can be done? Well you can pay an arm and a leg for some decent health insurance. Or you might get a health discount plan which only saves you a small percentage on any health related services. You could even just not get any health coverage and just pray that nothing goes wrong! All of these are options but none of them are very appealing and one day you will need some help. Well I’ve discovered another option which is quickly becoming a very popular alternative to any of the fore mentioned options. The solution to health care which I have found comes in the form of government grant money. Yes the Federal Government of the United States can help you pay for your medical costs through grant money which more than likely you will never have to pay back.
Sounds too good to be true I know but they really exist. With the Inauguration of President Obama there are more and more grants available to everyday people like you and me to help us out in times when we need it the most. One of those times being when we have medical costs that get to be over our heads. So now that we have an answer what is the process to actually get that check in our mailboxes?
It starts out by finding the exact government grant that will best suit your needs. You can search for these government grants online. You can even get free resources like a CD with a list of thousands of grants. I found one of these free CD’s at http://www.grantgenerator.com. They help you narrow down your search and once you’ve found the grant that you want they even help you with the simple application process. Once you’ve applied you usually get the grant in about a week which is awesome because medical bills can come hard and fast!
Well I hope this information does some good. I’ve found that government grants can help people out with many problems that life throws at you. Maybe you have other needs besides medical bills like paying for education, housing, small business start-up, or more. More than likely there is a government grant uniquely designed to fit your needs. Don’t wait to for someone else to get these grants that you yourself could be getting. Check out http://www.grantgenerator.com and find a grant today! But you better hurry because I’m spreading the word!